How very sad. I just heard today about a home from Extreme Home Makeover (ABC) that is going into foreclosure. The family took out a $450,000 loan with the house as collateral in order to start a construction business, they said. It failed. And now the house is going on the auction block. 1800 people donated time, materials, and funds for the house and the family, including a scholarship fund for the kids and about $200,000 to pay for property taxes and home expenses. (You can read more about it here. ) I bet those people feel like their work was in vain. What are your thoughts on the matter? Should the family be criticized for losing the house on a business venture? Or should they feel free to try to improve their lives with the house as collateral?