I have to take a break from the house renovation and tour for a minute to tell you that demolition is supposed to start tomorrow. And that is good! Because we closed on the house SIX WEEKS AGO. That is to say that we closed. The bank who owned the house, however, toyed with us for another month and a half before they closed. First it was about who was going to pay for the repairs our lender required to be done. (They didn't want to, of course. We couldn't w/o it being our house. In the end, the repairs "magically" got done. We won't say how. But lets just say the bank didn't do it. )
So you'd think we could close after that 3 week delay, right? No. There was the resending of multiple addenda and extensions, and the resigning in ink of said addenda and extensions because e-signing wasn't good enough. Then our loan lock expired. We invoked our free one week extension with the assurance of the seller bank that they'd be ready with the paperwork by then. But they weren't. Turns out they forgot to order the title. So our lock expired again. And this time we had to buy the lock back, to the tune of a grand. Thank you, Bank of America. I. hate. you.
Because of the re-lock fee, it changed our closing papers and we had to resign. And then we had to wait.....wait.....wait....and hope that the seller/bank actually signed. And finally, Monday, November 18th 6 weeks after our closing date of October 3rd, we got keys! Hallelujah! And it's a good thing too because I had already sold the stained glass lights on ebay a week before. Whoops!